Plans

CWA Unity DIRECT

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Eligible CWA members covered under the SHBP may choose CWA Unity DIRECT for their medical coverage.

With this plan, members have:

  • In- and out-of-network access to care in New Jersey, nationwide and abroad, with a variety of copayments, coinsurance and deductibles.
  • Lower out-of-pocket costs when using in-network doctors and facilities in the BlueCard® PPO network nationwide.

Other features include:

  • 100% coverage for in-network preventive services (physical exams, well-child care, immunizations).
  • No Primary Care Physician (PCP) selection required.
  • No referrals to see a specialist.
  • No claims to file when accessing care in network.
  • BlueCard® access to more than 1.3 million doctors, hospitals, facilities and other health care professionals in the U.S.
  • Access to care when traveling abroad through Blue Cross Blue Shield Global Core.
  • Dedicated nurses for additional support in managing a chronic or complex health condition.
  • Precious Additions®, a prenatal education and information program.
  • Horizon Blue app connecting you to care and support 24/7.
  • Our Secure Member website to manage your personal benefit and claim information.
  • My Health Manager, powered by WebMD®, for a range of health and wellness tools and resources online.

Certain services require prior authorization.

2020 Plan Guides

2019 Plan Guides

Application to​ change health benefits plan

For benefit information, including prescription coverage, visit New Jersey Division of Pensions and Benefits.