Plans

What’s so great about getting your health benefits from Horizon Blue Cross Blue Shield of New Jersey? Plenty! Our programs provide much more than just health insurance coverage when you are sick or need to visit a doctor.
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Choose the Horizon BCBSNJ plan that works best for you.
Our new OMNIA℠ Health Plan taps into the power of the OMNIA Health Alliance.
NJ DIRECT10 and NJ DIRECT15 offer care in network or out of network in New Jersey, nationwide and abroad.
NJ DIRECT HD1500 and NJ DIRECT HD4000 combine a high-deductible health plan with a health savings account (HSA).
NJ DIRECT ZERO offers the same benefits as NJ DIRECT, but encourages members to use in-network doctors, hospitals and other health care professionals by offering a zero copayment for primary care and specialist visits!

Members with Horizon HMO have access to doctors, health care professionals and facilities in the Horizon Managed Care Network and all hospitals in the Horizon Hospital Network.

All covered SHBP / SEHBP members are offered Prescription Drug benefits
Horizon Dental Choice (HDC) is the Dental Plan Organization (DPO) offered by Horizon Blue Cross Blue Shield of New Jersey to state government employees and retirees and to certain Local Employers and Local Education employer groups.
As a Horizon Blue Cross Blue Shield of New Jersey member, you take your health care benefits with you when you are abroad.¹
Health and wellness for mind and body.