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2019 Annual Health Care Premium Contribution Calculator

How much will your health coverage cost? Horizon BCBSNJ’s calculator can help you manage your health care costs.

You can estimate your annual contribution toward the cost of your health plan by using the calculator¹ below.

OMNIA℠ Health Plan Incentive²

By enrolling in the OMNIA Health Plan for Plan Year 2019, State Health Benefit Program (SHBP) subscribers may receive an incentive up to $2,000. Learn more.

Local Government employers may also offer an incentive to employees. Ask your employer if you qualify.

School Employees’ Health Benefits Program (SEHBP) groups (local education) are not eligible for the OMNIA Health Plan.

State CWA members: This calculator does not include the new State CWA plan options CWA Unity DIRECT and CWA Unity DIRECT2019. To learn more, visit the New Jersey Division of Pensions and Benefits website

Step 1: Enter your information


Step 2: Enter plans and compare contributions

Your Annual Plan Contribution for OMNIA is:

Your Annual Plan Contribution is:

Your Annual Plan Contribution is:

2019 SHBP Health Plan Guide

2019 State Health Benefits Program (SHBP) Plans for State Employee CWA Members *NEW

2019 SEHBP Health Plan Guide

2018 SHBP Health Plan Guide

2018 SEHBP Health Plan Guide

Application to change health benefits plan

¹ This calculator is based on the information in Year 4 of Chapter 78, P.L. 2011. Your annual contribution may vary based on your current contract. Please refer to your employer for additional information regarding your contribution. This calculator is for informational purposes only. All calculations are estimates and may differ from the actual amounts deducted from payroll. Estimates of cost are only valid for the plan year indicated and all plan rates are subject to change each plan year (January - December).

² First time enrollees must enroll in the OMNIA Health Plan for 2019 and participate for a minimum of two years to receive the incentive: $1,000 for single; $1,250 for member/spouse; $1,250 for parent/child(ren); $2,000 for family. The incentive will be issued no later December 31, 2019, and is considered taxable income.